While there are many factors involved in repairing your credit score, your personal commitment to repairing your score is important. You, not the credit reporting agencies, your creditors, nor the government is going to take responsibility to repair your credit score for you. This book will give you all the information that you’ll need to begin repairing your credit score now. There are so many options for those who want to cut down or eliminate debt. Once you have made the decision to do so, it takes sheer will and determination to follow through with a plan and act. Depending on the mountain of debt you have, it may seem like a slow, rocky start. However, the climb to the top will be worth it because financial freedom is on the other side. Don’t be discouraged if you mess up a few times. Take the necessary steps to get back on track and stick with it. No matter what your situation or how much debt you have, there is always a way to start fresh and create a new future for yourself and your family. Make that decision today!