Largo lawyer, mortgage relief, debt problems, stress, credit card debt, Tampa Clearwater

Blanchard Law, P.A.1501 Belcher Road South, Unit 2B
Largo, FL 33771 Phone: 727-531-7068

Blanchard Law can help you obtain the fresh start you need to help you emerge from debt, foreclosure, or the impact of personal injury.

You cannot put your concerns in better hands than those of Jake C. Blanchard, an experienced Clearwater bankruptcy attorney. A veteran of the U.S. Navy, Jake offers an impressive track record in the financial industry that has prepared him to help you work through your bankruptcy, foreclosure, or personal injury case with insight and understanding.

A Clearwater Bankruptcy Lawyer Who’s On Your Side

Upon graduation, he quickly became a partner at Reissman and Blanchard of Tampa, Florida where he often “worked the other side of the street” to assist debtors in Chapter 7, Chapter 13, and Chapter 11 bankruptcies, collection proceedings, and foreclosures.

Jake also works with victims or on behalf of those who have suffered injury or even paid the price of death as a result of an accident, workplace injury, assault, or other circumstance. Personal injury can often lead to dire financial circumstances for victims who are unable to work or pursue their life as it was before the incident. At Blanchard Law, Jake will walk you through the legal maze needed to obtain just compensation and restoration after loss.

As a member in good standing of the Florida bar, Jake is licensed to practice in all Florida courts and in the US District Court, Middle District of Florida. He is a board member of the Tampa Bay Bankruptcy Bar Association and a member of the Rotary Club of St. Petersburg West.
Call Today For A Free Consultation

Chapter 7
Consumers with overwhelming financial problems typically have two bankruptcy options: Chapter 7 or Chapter 13. The main difference is Chapter 7 typically takes 4 to 5 months to be finalized, while Chapter 13 will consolidate debt for repayment schedule of 3 to 5 years.

Chapter 7 Bankruptcy Attorney

Chapter 11
Businesses with a heavy debt load have the same opportunities as consumers do with bankruptcy options. If you see hope for the future once you can get past your current debt, you might want to consider a Chapter 11 bankruptcy.

Chapter 13
If you have income substantially above what the means test for Chapter 7 bankruptcy allows and want to retain both your home and car and some “nonexempt” assets, Chapter 13 bankruptcy may be able to help you get back on track.

In the State of Florida, there are many ways to deal with overwhelming housing debt. Rather than having your home taken from you, contact the law office of Blanchard Law, P.A. and let us evaluate alternatives to save your home!

Clearwater, Tampa, St. Petersburg Bankruptcy Attorney

Many who bought a house or car, responsibly used credit cards, started a business, or accumulated other debt in good faith have found themselves in overwhelming financial trouble due to job loss, illness, accident, injury, divorce, or other personal issues. Also battered by a shaky economy and a turbulent housing market, they find themselves wondering what happened to life as they knew it.

When you are overwhelmed by debts you cannot pay back on time, your phone never stops ringing as bill collectors try to harass you into paying what you owe. The calls are distressing and you know there is no way you can juggle all your creditors. You worry that the collectors will contact your employer, bother your friends and neighbors, garnish your wages, subject you to abusive language, and even threaten violence. When you work with a St. Petersburg bankruptcy lawyer at Blanchard Law, the harassment can stop.

As you will learn from your consultation with our firm, you have rights under both the Florida Consumer Collection Practices Act and the Fair Debt Collection Practices Act. There are many remedies available to you to stop the harassment. These include:

Chapter 7 Bankruptcy Chapter 11 Bankruptcy Chapter 13 Bankruptcy Debt Negotiation Debt Settlement Debt Consolidation Foreclosure Mortgage Modification

Confronting Overwhelming Housing Debt
Foreclosures, where the lender takes possession of the home and attempts to sell it at auction, have been among the highest in the nation. Rather than having your home taken from you, there are alternatives to being forced out of your home. Some of your options include:

Short sale: The lender agrees to accept a sale price of less than the amount of the existing loan on the home.
Loan modification: The lender modifies the terms of the original mortgage to decrease interest rate, principle owed, or the amount of your payment.
Deed in lieu: The lender agrees to take the home back and terminate the mortgage.

Pursuing the road to financial stability and recovery begins with a free consultation. Call (727) 531-7068.